Guides

Roofing guides

The cost, materials, and insurance knowledge behind the calculators — written to be useful, not to sell you leads.

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Insurance

ACV vs RCV Roof Insurance: How Depreciation Decides Your Payout

The difference between Actual Cash Value and Replacement Cost Value can swing a roof claim by thousands — here is exactly how each one pays.

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Insurance

Why Roof Insurance Claims Get Denied (and the One Exception)

Most denied roof claims come down to age, wear, or neglect — but a sudden storm can flip the whole verdict in your favor.

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Storm damage

Hail vs Wind Roof Damage: How to Tell, Document, and File

Hail and wind leave very different fingerprints on a roof — and often different deductibles — so identifying which one hit matters before you file.

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Maintenance

Signs You Need a New Roof: 6 Warning Signs Not to Ignore

Curling shingles, granule loss, and interior leaks are your roof telling you its time is up — here is how to read the warning signs.

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Insurance

How to File a Roof Insurance Claim: A Step-by-Step Guide

From the moment you spot damage to the final recoverable-depreciation check, here is the exact order of operations for a roof claim.

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Insurance

Roof Age and Homeowners Insurance: What Changes at 15–20 Years

An aging roof can quietly downgrade your coverage to ACV-only — or make a policy hard to get at all. Here is what insurers do and when.

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Materials

Impact-Resistant Shingles: The Class 4 Insurance Discount

Class 4 shingles cost a modest premium up front — but in hail states they can knock a real slice off your homeowners premium every year.

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Maintenance

Roof Repair vs Replace: How to Decide (and What Each Costs)

A patch can buy years for a few hundred dollars — or throw good money after bad. Here is how to tell which side of the line your roof is on.

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Cost

How Many Squares Is My Roof? Estimating Roof Area

Your roof is bigger than your house — sometimes a lot bigger. Here is how to turn a footprint and a pitch into a square count you can price.

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